Privacy Policy

PERSONAL DATA PROTECTION POLICY STATEMENT

General

This website is owned and operated by FPA Financial Corporation Pte Ltd (hereinafter “FPA”).

By assessing and using any parts of this website, you unconditionally agree and accept to be legally bound by these Terms and Conditions of Use. If you do not agree to Terms and Conditions of Use, please do not use this website.

FPA reserves the right to change these Terms and Conditions of Use from time to time at its sole discretion. All changes will be posted on this page, and your use of this website after such changes have been posted will constitute your agreement to the modified Terms and Conditions of Use and all of the changes. You should therefore read this page carefully each time you visit this website.

Proprietary Rights

The material located on this website, including the information as well as any software programs available on or through this website (“the Contents”), are protected by copyright, trademark and other forms of proprietary rights. All rights, title and interest in the Contents are owned by, licensed to or controlled by FPA.

Except as otherwise provided in these Terms and Conditions of Use, the Contents of this website shall not be reproduced, republished, uploaded, posted, transmitted or otherwise distributed in any way, without prior written permission of FPA.

You may use, hyperlink, copy and distribute the Contents found on this website solely for personal, internal, non-commercial and informational purposes only, provided that you keep intact all accompanying copyright and other proprietary notices. You may not display, distribute or otherwise use of any of the Content found on this website for any commercial purpose unless you receive specific prior written consent from FPA.

Disclaimer of Warranties and Liability

The Contents of this website are provided on an “as is” basis without warranties of any kind. FPA is not responsible for any errors or omissions, or for the results obtained or consequences arising from the use of any of the Contents, or for the authenticity or integrity of any transactions or communications made through this website.

FPA shall not be liable to you or any third party for any loss, injury, claims, actions, costs, expenses or other damage of any kind, whatsoever and howsoever caused, including but not limited to any direct, indirect, punitive, special or consequential damages, loss of income, revenue of profits, lost or damaged date, or damage to your computer, software, modem, telephone or other property, howsoever caused whether arising directly or indirectly from:

(i) your access to or use of this website;

(ii) any loss of access to or use of this website, howsoever caused;

(iii) any inaccuracy or incompleteness in, or errors or omissions in the transmission of the Contents;

(iv) any delay or interruption in the operation of this website or transmission of the Contents of this website, whether caused by communication failure, internet access difficulties or malfunctions in equipment or software or otherwise;

(v) any decision made or action taken by you or any third party in reliance of the Contents;

(vi) your use of SingPass or any other password; or

(vii) the conduct or the views of any person who accesses or uses your SingPass or any other password and/ or accesses or uses the website,

even if FPA or its employees are advised of the possibility of such damages, losses, injuries, claims, actions, costs and/or expenses.

Further, FPA shall not be liable for damages, losses, injuries, claims, actions, costs and/or expenses of any kind arising from its failure or delay in performing any or all of its obligations if such failure or delay is due to circumstances or causes beyond its reasonable control.

Indemnity

You hereby agree to indemnify FPA and hold FPA harmless from and against any and all claims, losses, liabilities, costs and expenses (including but not limited to legal costs and expenses on a full indemnity basis) made against or suffered or incurred by FPA arising directly or indirectly out of:

a. your access to or use of this website; or

b. your breach of any of these Terms and Conditions of Use.

No Representations

You agree that the Contents of this website, including but not limited to any information relating to:

FPA’s statutory duties, functions, and powers, and
FPA’s policies, frameworks, projects, initiatives, plans, schemes, objectives and instruments,

shall not be construed as constituting any promise or representation by FPA to you or any third party that FPA will or will not adopt any particular course of action or confer any particular benefit upon you or any third party. The Contents of this website shall not preclude, limit or constrain FPA’s exercise of its rights, powers and discretion in any way nor compel, require or oblige FPA to exercise its rights, powers and discretion in any particular manner or to achieve any particular outcome.

You shall obtain your own professional and/or legal advice relevant to your particular circumstances and conduct all necessary due diligence, including but not limited to making such other investigations or seeking clarifications as may be appropriate, as regards any decision or action that you intent to take in relation to any matter concerning the Contents of this website. This website may not cover all information available on a particular issue.

Hyperlinks to Third Party Sides

This website contains hyperlinks to web sites which are not maintained nor controlled by FPA. FPA shall not be responsible for the content of any hyperlink contained in a hyperlinked web site, or liable for any loss, injury, claims, actions, costs, expenses or other damage arising from access to those websites. Use of the hyperlinks and access to hyperlinked websites are entirely at your own risk.

Governing Law

These Terms and Conditions of Use shall be governed and construed in accordance with laws of Singapore.

Enquiries

For enquiries, please write to our Data Protection Officer (“DPO”) at the following address:

FPA Financial Corporation Pte Ltd

60 Paya Lebar Road
#11-02 Paya Lebar Square
Singapore 409051

or email us